Associate Director, Corporate Risk Advisory and Management

At ATB, we exist to make it possible for our clients, team members and communities. Our purpose is more than aspirational. It's a real commitment we live every day through our values (what we call the ATB ID). Life at ATB is about more than work. In fact, we’re consistently recognized as one of Canada's top employers thanks to our high-care, high-performance culture, upheld by the three commitments we make to our team members: Impact in action: No matter where you are in the organization, you're empowered to make an impact in the lives of our clients and communities. Thrive together: We want you—the unique, authentic you—to feel safe and celebrated at work. We're on a continuous journey to build the most flexible and inclusive programs. Ready for tomorrow: We want to enable your success through interesting and challenging work, performance enablement, and learning and development. About the Role This position has a hybrid work arrangement. On average, this means 3 day on-site per week. Please note that this is subject to change due to business priorities. As ATB’s next Associate Director in Special Loans, what we internally call Corporate Risk Advisory and Management (RAM), you will work with one of our Directors in managing a portfolio of distressed accounts. The position will focus on assisting the Director with developing strategies to mitigate risk while working with borrowers to turnaround businesses or maximizing recoveries when navigating to an exit along with supporting the Director in completing financial analysis and credit underwriting. At ATB, we invest in your expertise. In this role, you'll gain: Special loans experience to gain deep insight into financial analysis and credit structuring. An intimate understanding of collateral, enforcement actions, and court processes. Independence and guided learning by directly managing a portfolio of distressed borrowers, offering a mix of autonomy and support from your leaders. Start building your future with ATB. This position is designed to equip you with the essential skills and foundational knowledge that can open doors to numerous career advancements within our organization. Your journey could lead to roles in Sales Lending, Sales Leadership, Credit Adjudication, Corporate Special Loans, and more. Accountabilities Works closely with Director in preparation of term sheets, applications for credit ("AFC"), forbearance agreements, and security documents; Provides day-to-day oversight and management of portfolio to ensure customer service expectations and credit quality is maintained and conducts portfolio health monitoring/maintenance; Monitors loan loss allowance associated with impaired accounts; Works and communicates effectively with restructuring professionals, insolvency counsels, valuators, and financial advisors; and Ensures credit decisions/recommendations are in accordance with sound credit granting principles and ATB’s lending policy and procedures. Skills, Experience & Requirements A post-secondary degree in business with a minimum of 5 years work experience in Corporate/Commercial Banking. A related graduate level degree or designation such as MBA, CPA, CFA, CBV or CIRP would be an asset. Strong financial acumen and credit underwriting experience; Understanding of distressed corporate lending deals, due diligence, modeling and structuring related to tracing of risks would be considered an asset; Experience in and/or knowledge of Insolvency, Receivership, Bankruptcy and CCAA would be considered an asset; A Client Obsessed focus and a desire to be a Champion of Belonging; Demonstrated credibility through professional track record, integrity and business knowledge; and Independent self-starter that is eager to learn, works well under pressure, and able to quickly gain working knowledge of a business and its industry. Don’t meet all the requirements on the list? A resume only goes so far in expressing who you are and the unique perspectives you bring. If you believe your skills and experience align with the role—but you might not check all the boxes—we want to hear from you. We encourage candidates from all work backgrounds, equity-seeking communities and experience levels to apply. If you’re seeking a career where your drive, perspective and growth are celebrated, we want to hear from you. We’re dedicated to building a workforce reflective of those within our communities, and a culture where our team members are equipped with what they need to succeed—their way. Part of creating an inclusive workplace is recognizing our role in advancing Truth and Reconciliation. We are committed to meeting and exceeding the standards set out in the Partnership Accreditation in Indigenous Relations program created by the Canadian Council for Aboriginal Business. What happens next? If you are shortlisted, you’ll hear from us after the posting closes. Check out our How We Hire page to learn more about our hiring process. If you need any accommodations throughout this process, please let us know at talentteam@atb.com Stay in touch We’re excited that you’re interested in a career with ATB. Follow us on LinkedIn, Facebook and Instagram to learn more about what our team is up to.

The Associate Director manages a portfolio of distressed accounts by developing risk mitigation strategies and assisting with financial analysis and credit underwriting. They also collaborate with restructuring professionals and insolvency counsel to ensure credit decisions align with lending policies.

Candidates must have a post-secondary degree in business and at least 5 years of experience in corporate or commercial banking. Strong financial acumen and knowledge of insolvency or distressed lending are highly preferred.

• Learning and development • Performance enablement • Flexible work programs • Inclusive work environment

Relevées dans la description du poste. Confirmez les exigences importantes ci-dessus.

• Financial analysis
• Credit underwriting
• Risk mitigation
• Distressed corporate lending
• Insolvency
• Receivership
• Bankruptcy
• CCAA
• Financial modeling
• Due diligence
• Credit structuring
• Portfolio management
• Term sheet preparation
• Credit granting principles
• Restructuring
• Business strategy
• Sales Leadership
• Financial Acumen
• Self-Starter
• Workplace Inclusivity
• Credit Underwriting
• Willingness To Learn
• Medical Monitoring
• Risk Mitigation
• Adjudication
• Reconciliation
• Bankruptcies
• Commercial Banking
• Management
• Certified Public Accountant
• Chartered Financial Analyst
• Customer Service
• Communication
• Due Diligence
• Equities
• Sales
• Financial Analysis
• Loans
• Restructuring (Business)
• Master Of Business Administration (MBA)
• Business Priorities

• Finance & Accounting
• Management & Leadership
• Consulting
• Corporate Risk Analyst
• Risk Consultant
• Management and Organization Analysts
• Financial Risk Specialists

Formation minimale

Diplôme professionnel

Expérience minimale

5+ ans

Langue de l’offre

anglais

Heures de travail

40 heures par semaine

Présence au bureau

3 jours par semaine