Examiner

Résumé du poste

The role involves conducting examinations to assess mortgage broker compliance with regulatory requirements through research, interviews, and financial document review. The examiner is responsible for identifying systemic risks and preparing comprehensive reports with findings and recommendations.

Détails du poste

Job Summary BC Financial Services Authority (BCFSA) helps to protect British Columbians during the biggest financial decisions in their lives. We regulate B.C. ’s financial services sector, including credit unions, real estate licensees, registered pension plans, insurance and trust companies and mortgage brokers. Through modern, effective and efficient oversight, BCFSA protects consumers by impartially setting and enforcing standards across the entire sector ensuring the prosperity of the province. BCFSA is an equal opportunity employer and welcomes applications from all groups. This includes Indigenous Peoples, women, visible minorities, persons with disabilities, persons of diverse sexual orientation, gender identity or expression (LGBTQ2S+), and others who may contribute to diversity at BCFSA. We recognize unique styles, perspectives, beliefs, and creativity that support a diverse, respectful, inclusive and collaborative work environment. To achieve this, we are committed to: • Hiring team members who represent the population we serve; • Removing barriers that may prevent equitable employment; and • Supporting respectful work environments where everyone feels included and able to produce excellent results. BCFSA is proud to be selected as one of BC's Top Employers (2025) in recognition of our competitive compensation, work-life balance, and progressive programs. WHAT WE OFFER: When you join us, you become part of a high-performing team. Here, each Team Member can bring their unique talent to make outstanding contributions as we work towards the common goal of protecting British Columbians during the most important financial transactions in their lives. We offer: • Healthy living and work-life balance • Comprehensive health and wellness benefits plan • Opportunities for personal and professional development • Competitive compensation • A challenging and engaging team environment • Defined benefits pension plan • Our team members enjoy the flexibility of a hybrid work model. They can choose every day where they want to work to be the most effective, from the comfort of their home to our beautiful office in downtown Vancouver. (Eligibility may vary, depending on position). SUMMARY The position is responsible for conducting examinations to assess mortgage broker compliance with regulatory requirements. This posting may be utilized to fill multiple vacancies. ACCOUNTABILITIES Conducts research, gathers and analyses information from a variety of internal and external sources. Identifies risks, themes and/or systemic issues and contributes to the development of mortgage broker segment risk assessment. Makes recommendations regarding the subject, approach and scope of examinations. Carries out desk-based and/or on-site examinations by conducting interviews, gathering and evaluating documentary evidence in accordance with examination plan, testing procedures and legislative requirements. Reviews various financial documents, including bank statements, Accountant’s Reports and Financial Statements. Prepares comprehensive reports that include evidence of findings, results and recommendations. Encourages voluntary compliance during the course of examinations, identifies opportunities to educate industry participants and reinforce good business practices that align with regulatory expectations. Supports the formal regulatory intervention or enforcement action and testifies at regulatory, tribunal, and other hearings, as required. Participates and contributes to strategic initiatives, special projects and working groups. Contributes to the team’s development of internal work practices (e.g., policies, procedures, and tools). Provides orientation and training to internal and/or external stakeholders within area of responsibility. Contributes to, participates in, and supports organizational business transformation initiatives. JOB REQUIREMENTS Knowledge of relevant legislation, regulations and/or policies governing the regulatory program or similar regulatory programs. Knowledge of mortgage broker or mortgage lending industry business practices and structures. Knowledge of risk management principles and methods. Ability to exercise judgement, initiative, and discretion. Superior oral and written communication skills. Knowledge of audit/examinations principles is an asset. EDUCATION Degree in business, public administration, or accounting, and some years of related experience or, an equivalent combination of education and experience. Related experience includes: Interpreting and applying legislation, regulations and/or policy; Executing audits/examinations; Underwriting in the mortgage broker industry. Preference may be given to applicants with experience in the real estate and/or mortgage broker industry. PROVISOS Candidates must be eligible to work in Canada and living in British Columbia or intent to settle in the province. Internal candidates are kindly requested to use their BCFSA email address when applying for this position. This will help us identify and streamline the internal application process. Hiring Process Accommodation BCFSA wants to ensure every job applicant is treated fairly and with respect and encourages applications from all candidates, including those with diverse abilities. We welcome you to inform us confidentially if you may require any special support in the application process, including disability accommodation, in order to participate fully in our recruitment experience. Email us at careers@bcfsa.ca to notify us of any needs related to your job application.

Ce que vous ferez

The role involves conducting examinations to assess mortgage broker compliance with regulatory requirements through research, interviews, and financial document review. The examiner is responsible for identifying systemic risks and preparing comprehensive reports with findings and recommendations.

Exigences

Candidates need a degree in business, public administration, or accounting combined with experience in auditing, underwriting, or interpreting legislation. Knowledge of the mortgage lending industry and risk management principles is required.

Avantages

• Healthy living and work-life balance • Comprehensive health and wellness benefits plan • Opportunities for personal and professional development • Competitive compensation • Defined benefits pension plan

Compétences indiquées

• Interviewing · Souhaitée
• written communication · Souhaitée
• Regulatory Compliance · Souhaitée
• Risk Management · Souhaitée
• Analyse financière · Souhaitée

Autres compétences pertinentes

Relevées dans la description du poste. Confirmez les exigences importantes ci-dessus.

• Regulatory Compliance
• Risk Assessment
• Financial Analysis
• Auditing
• Mortgage Brokerage Knowledge
• Legislative Interpretation
• Report Writing
• Interviewing
• Risk Management
• Oral Communication
• Written Communication
• Judgment and Discretion

Domaines d’emploi

• Government & Public Sector
• Finance & Accounting
• Legal
• Consulting
• Administrative