AML Specialist

Résumé du poste

The AML Specialist develops and maintains the risk-based compliance program while monitoring systems to ensure adherence to AML, ATF, and sanctions regulations. They act as a subject matter expert, providing guidance to internal teams and conducting analysis on suspicious activity and regulatory reporting.

Détails du poste

Beem Credit Union: Banking for every journey Beem is redefining what it means to be a credit union. With 80 years of cooperative history and a bold vision for the future, we’ve united to create a financial partner that offers both digital ease and people-first service. Our mission is clear: financial wellness for all. We help British Columbians achieve their goals through personalized advice, innovative technology, and genuine human connection. As one of BC’s largest credit unions, we serve over 200,000 members across 66 branches with $18 billion in assets under administration. If you’re passionate about making a difference and want to join a team that values collaboration, innovation, and purpose, join us on the journey. Learn more: www.beemcreditunion.ca [http://www.beemcreditunion.ca/] What this role is all about: The Anti-Money Laundering ‘AML’ Specialist contributes to service excellence by developing and maintaining the overall risk-based compliance program. The AML Specialist will be responsible for implementing, supporting, and monitoring systems and processes related to AML, ATF and sanctions compliance and risk management to promote the safety, security and protection of members, staff, and credit union assets. As a subject matter expert the incumbent supports, provides guidance and advice as it relates to first line processes across teams and contributes to a superior member experience. This role is open to hybrid/remote working arrangements within British Columbia. What you’ll do: AML Compliance * Proactively ensures daily compliance with the various legislations under which the credit union operates (Proceeds of Crime/Money Laundering, Terrorist Finance Act & Regulations) * Coordinates and maintains procedures related to regulatory compliance requirements and provides ongoing monitoring. * Acts as a key contact for FINTRAC. * Identifies and conducts analysis of inherent risks as it relates to Money Laundering activities. * Proactively reviews industry trends and regulatory changes/updates and providing recommendations for mitigation of controls. * Reviews and evaluates operational alerts and financial account activity identifying areas of non-compliance and recommends resolution ensuring overall Credit Union compliance. * Investigates incoming suspicious activity and potential watchlist matches. Reporting and Analysis * Conducts review and analysis of reports related to FINTRAC such as Large Cash Transaction Reports, Suspicious Transaction Reports and Electronic Funds Transfer, Terrorist Financing, Annual Self-assessment Reports and other areas of supervisory and regulatory requirements * Transaction monitoring and analysis including risk determinations (UARs, STR alerts) * Reports on determinations including decisions on filing (i.e. STR decisions and filing) * Conducts reviews of member-related documentation, identifying high risk memberships and active monitoring to ensure compliance with the Credit Union’s policies. * Evaluates reports to identify activity patterns and operational trends as it relates to member activity, AML, Terrorist Financing, with the purpose of placing a critical review on the Credit Unions operations and identifying areas of exposures. * Coordinates the preparation of recurring compliance reporting and auditing requirements. * Conduct de-service/de-market assessments and providing related recommendations. Collaboration and Support * Proactively seeks ways to improve efficiencies with compliance related processes * Identifies AML compliance training opportunities for areas of non-compliance based on industry trends, exposures and regulatory changes. Provides recommendations and assists with resolution to ensure branch sales teams are fully supported. * Partners with Learning & Development to ensure staff compliance training programs are current. * Support branch operations as a point of contact for compliance and audit related inquiries; escalates inquiries as necessary. * Support branch and operational areas in an advisory role providing guidance and recommendations on high-risk business operations and related member activity. * Leverages their expertise in providing guidance to the branch network on how to engage with members in areas of compliance. * Collaborates with other departments to direct compliance issues to appropriate channels for investigation and resolution. * Supports broader Risk Management team as necessary in risk-related initiatives and processes including AML and Fraud alert processes. * Maintains strong collaborative relationships with external partners, agencies, and vendors to ensure the successful execution of initiatives. What you'll bring: * Minimum 3-5 years’ experience in related compliance/regulatory role. * Sound knowledge and understanding of AML compliance and regulatory requirements, Risk Management, and Compliance practices and policies. * Experience working with FINTRAC regulations and reporting. * Experience with AML transaction monitoring and reporting systems. * Familiarity with Credit Union operations or financial institutions environments. * AML-related certifications such as CAMS or CAMLI designations are considered an asset. * Equivalent combination of the above may be appropriate. Total Rewards: Our total rewards approach reflects Beem's values — celebrating success, investing in your growth, and supporting you at work and in life. * Compensation: Annual salary range of $77,400 - $96,800, with pay based on your skills and experience, and performance bonuses tied to shared goals * Health & Wellness: Extended health coverage (including mental health support), dental care, and disability coverage * Time Away: Vacation and personal days to rest, recharge, and manage life outside of work * Retirement & Financial Well-being: Generous RRSP contributions, in-house financial advice, and flexible options to add your own contributions * Beem Member Perks: Free banking accounts, special mortgage and lending rates, and preferred financial perks At Beem we are BOLD and Always Welcoming and our values are at the forefront of everything we do! * Build Together: You are a team player who thrives on collaboration, sparks ideas, and fosters inclusivity. * Own It: You are ready to take charge, drive change, and deliver outstanding results. * Lead with Agility: You are a dynamic, adaptable thinker who thrives on challenge and innovation. * Driven by Curiosity: You are eager to explore, learn, and shape the future. Ready to join? Visit us at www.beemcreditunion.ca [http://www.beemcreditunion.ca] to learn more about what it’s like to work for Beem Credit Union! We sincerely thank all applicants for their interest; however, only shortlisted candidates will be contacted for an interview. We at Beem Credit Union are committed to ensuring inclusive employment practices and an accessible business environment for our employees. We do not discriminate based on any protected attribute covered by the Human Rights Code and encourage all qualified candidates to apply. We are committed to a fair and equitable hiring process for all candidates. All applications are reviewed by a member of our team. Beem Credit Union serves communities across many traditional Territories and Treaty areas in British Columbia. We are grateful to live and work on this land and are committed to reconciliation, decolonization, and building strong, connected relationships.

Ce que vous ferez

The AML Specialist develops and maintains the risk-based compliance program while monitoring systems to ensure adherence to AML, ATF, and sanctions regulations. They act as a subject matter expert, providing guidance to internal teams and conducting analysis on suspicious activity and regulatory reporting.

Exigences

Candidates must have 3-5 years of experience in a compliance or regulatory role, specifically with FINTRAC regulations and AML transaction monitoring. Familiarity with credit union or financial institution operations is required, and professional certifications like CAMS or CAMLI are considered an asset.

Avantages

• Extended health coverage • Mental health support • Dental care • Disability coverage • Vacation days • Personal days • RRSP contributions • In-house financial advice • Free banking accounts • Special mortgage and lending rates

Compétences indiquées

• Policy development · Souhaitée
• Regulatory Compliance · Souhaitée
• Analyse de données · Souhaitée
• Risk Management · Souhaitée
• Analyse financière · Souhaitée
• Stakeholder Management · Souhaitée
• transaction monitoring · Souhaitée

Autres compétences pertinentes

Relevées dans la description du poste. Confirmez les exigences importantes ci-dessus.

• AML compliance
• Regulatory compliance
• Risk management
• FINTRAC reporting
• Transaction monitoring
• Financial analysis
• Audit support
• Policy development
• Regulatory reporting
• Fraud detection
• Stakeholder management
• Data analysis
• Compliance training
• Operational risk
• Financial services
• Compliance Reporting
• Financial Advising
• Reporting and Analysis
• Business Operations
• Transaction Monitoring
• Curiosity
• Dental Care
• Auditing
• Reconciliation
• Mental Health
• Investments
• Regulatory Compliance
• Compliance Training
• Mortgage Loans
• Finance
• Sales
• Innovation
• Risk Management
• Operations
• Collaboration
• Anti Money Laundering
• Investigation
• Mitigation
• Filing

Domaines d’emploi

• Finance & Accounting
• Security & Safety
• Management & Leadership
• Administrative
• AML Specialist
• Fraud Examiner / Analyst
• Accountants
• Fraud Examiners, Investigators and Analysts
• Financial Specialists, All Other