Credit & Financial Analyst-(Hybrid)

Résumé du poste

The analyst will perform quantitative and qualitative credit reviews on fixed income securities and provide insights to portfolio managers. They will also contribute to process improvements, including automation, and represent the company at external market meetings.

Détails du poste

Central 1 cooperatively empowers credit unions and other financial institutions to deliver banking choice to Canadians. Central 1 provides critical services at scale to enable a thriving credit union system. We do this by collaborating with our clients, developing strategies, products and services to support the financial well-being of their more than 5 million diverse customers in communities across Canada. For more information, visit www.central1.com. What we offer: Work-life flexibility Hybrid work environment Variable annual incentive plan Generous annual vacation allotment Top-notch flexible benefits plan including family building and gender affirmation Retirement Plan, matched contributions at 6% Access to a learning platform and educational assistance support Access to a virtual wellness platform Career development opportunities Wellness Flex Fund to support personal interest and activities Day off to volunteer in your community and other paid time off options Corporate discounts *subject to employment agreement Job Summary: We're looking for a Credit & Financial Analyst to join our Treasury & Portfolio Management team. The team manages a fixed income investment portfolio that supports liquidity for the credit union system while balancing risk and generating strong returns. In this role, you'll work closely with Portfolio Managers to evaluate investment opportunities through credit, financial, and ESG analysis, helping support sound investment decisions. You'll also have the opportunity to contribute to projects and process improvements that enhance portfolio management and investment performance. What you'll be doing: Independently prepare high-quality quantitative and qualitative credit reviews, including ESG-related analyses, on fixed income investment securities and counterparties. Analyze a wide range of data sources, such as investor presentations, financial results, rating agency reports, and other public information sources (e.g., media) to gather key information and identify trends. Serve as the subject matter expert on specific securities, counterparties, and/or sectors within Central 1’s fixed income universe and provide relevant insights at internal meetings. Provide quarterly earnings updates to the Portfolio Managers. Produce a monthly ESG dashboard. Represent Central 1 at external meetings (investor roadshows, investor presentations, and market/economic updates) and provide feedback, updates, and insights. Committed to continuous process improvement. Implement automation including coding, data access, and use of AI. Work within the investment mandate and be able to recognize and report exceptions to policies and standards, when appropriate. Work closely with the Portfolio Managers, the Money Market desk, risk management, and other business lines. Maintain meticulous documentation to support the credit analyses and investment recommendations. Perform other duties as required. What you'll have: Previous experience independently preparing written credit or financial analyses is essential. Minimum of three years of work experience, ideally in the credit union system, banking, or finance industry with exposure to investments and risk management. A degree in commerce, business studies, or another quantitative field. Degrees in other subjects may be considered if the candidate can demonstrate competence in quantitative and/or business areas, either through formal education or through work experience. Demonstrated commitment to continuing education, including pursuit of an accounting or CFA designation. Proficiency in Microsoft Office. The incumbent must also be able and willing to develop an understanding of and work with technological systems. Be able to adapt and respond to changing priorities and business needs. Ability to express ideas clearly and logically and to formulate, present, and defend an argument calmly and reasonably while remaining open to differing views. Excellent writing skills and attention to detail, with the ability to accurately synthesize and distil information from a number of written, verbal, and online sources. Advanced quantitative capabilities and demonstrated financial modelling skills are required. Strong analytical, problem-solving, organizational, and time management skills. Awareness of Central 1’s business needs and the ability to collaborate within the Treasury & Portfolio Management team and other departments in a curious and professional manner, including a willingness to engage in courageous conversations. Salary range: $65,000-$80,000 The salary represents the job rate determined for the successful candidate who is fully competent in the role. The actual salary will vary depending on market conditions and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Central 1 does not use Artificial Intelligence (AI) technology to screen, assess, or select applicants during our recruitment process. This job posting is for an existing, specific vacancy within our organization. All applications will be considered exclusively for the position described in this posting. Central 1 is an equal opportunity employer and committed to building an inclusive workforce by creating an environment where everyone feels like they belong and has the opportunity to be successful. We welcome all applicants to join our diverse workforce and we will provide an accessible candidate experience including, but not limited to accommodations to interview sites and alternate formats upon request to our Recruitment team.

Ce que vous ferez

The analyst will perform quantitative and qualitative credit reviews on fixed income securities and provide insights to portfolio managers. They will also contribute to process improvements, including automation, and represent the company at external market meetings.

Exigences

Candidates must have at least three years of experience in credit or financial analysis within the banking or finance industry. A degree in a quantitative field is required, along with strong financial modelling skills and a commitment to professional designations like CFA or accounting.

Avantages

• Variable annual incentive plan • Generous annual vacation allotment • Flexible benefits plan • Retirement plan • Learning platform • Educational assistance • Virtual wellness platform • Wellness flex fund • Paid volunteer day • Corporate discounts

Compétences indiquées

• Gestion du temps · Souhaitée
• Résolution de problèmes · Souhaitée
• Souci du détail · Souhaitée
• Analyse de données · Souhaitée
• Risk Management · Souhaitée
• Communication · Souhaitée
• Microsoft Office · Souhaitée
• Analyse financière · Souhaitée

Autres compétences pertinentes

Relevées dans la description du poste. Confirmez les exigences importantes ci-dessus.

• Credit analysis
• Financial analysis
• Fixed income
• ESG analysis
• Portfolio management
• Risk management
• Financial modelling
• Data analysis
• Automation
• Coding
• Microsoft Office
• Communication
• Problem-solving
• Time management
• Attention to detail
• Quantitative analysis

Domaines d’emploi

• Finance & Accounting
• Data & Analytics
• Management & Leadership