Senior Commercial Credit Underwriter

Résumé du poste

The role is responsible for underwriting and monitoring a portfolio of complex commercial loans to determine borrower creditworthiness. It involves structuring competitive credit solutions and making risk-based recommendations to the VP of Commercial Banking.

Détails du poste

WE’RE HIRING! Senior Commercial Credit Underwriter Full-Time Permanent About Us First Nations Bank of Canada is a federally chartered bank primarily focused on providing financial services to the Indigenous marketplace in Canada. Being 90% Indigenous owned and controlled, FNBC is a leader in advocating for the growth of the Indigenous economy and the economic well-being of Indigenous people. Headquartered in Saskatoon, SK, named one of Saskatchewan’s Top Employers 2026 and Great Place to Work 2026, FNBC takes pride in its workforce of over 61% Indigenous employees working at locations across Canada. About The Role As a Senior Commercial Credit Underwriter is accountable for underwriting and monitoring a portfolio of complex, large commercial loans and is responsible for determining the credit worthiness of borrowers and recommending credit decisions while keeping up to date with industry, compliance and regulatory requirements. This is a permanent full-time hybrid opportunity located in our Saskatoon branch. About You Structure and package competitive solutions to assist the Commercial team to meet customer needs in a timely manner Maximize profitability ensuring that FNBC pricing guidelines are utilized and threshold is met/exceeded with each Support the Commercial Banking team in identifying business opportunities amongst existing customers Develop and maintain an understanding of pricing models/concepts and apply them effectively Support the Commercial Banking team in competitive credit packages in the CB segment in a timely manner Write credit applications with a high quality of risk assessment, credit structure, due diligence, and credit presentation Make recommendations on credit decisions to VP Commercial Banking Use Bank guidelines and systems to effectively minimize time spent/writing/monitoring credit while maintaining credit quality (risk assessment, due diligence, etc.) Renew credits in a timely manner, meeting targets for expired credits Monitor and control the portfolio and provide feedback to the AVP Commercial Banking on any accounts that are outside guidelines and/or assigned limits and conditions Be knowledgeable of and comply with Bank and Industry Codes of Conduct Required Skills/Abilities: High proficiency with software programs (Excel and MS Word) Analytical with ability to pay close attention to detail and prioritize work routine Highly motivated and enthusiastic self-starter who takes an outgoing and enthusiastic approach to their work Ability to adjust to changing work priorities and meet time sensitive deadlines Highly adaptable, professional and efficient A strong desire to learn, grow and succeed You Must: 7-10 years commercial banking experience Post-secondary education in Business (BComm, BAdmin) Experience related to business lending, financial analysis and administration We are passionate about creating an inclusive workplace and value and respect diversity of our staff. We offer a comprehensive total rewards package, including group benefits, savings plan, professional development, and opportunities for career growth. If you are interested in this opportunity, meet the qualifications, and are eligible to work in Canada, please visit our career center at Career Centre | Recruitment. The posting will remain open until September 25, 2026 We thank all candidates for their interest, however, only those selected for an interview will be contacted. Preference will be given to Indigenous peoples who are recognized members or descendants of First Nations, Métis, or Inuit peoples Indigenous to Canada.

Ce que vous ferez

The role is responsible for underwriting and monitoring a portfolio of complex commercial loans to determine borrower creditworthiness. It involves structuring competitive credit solutions and making risk-based recommendations to the VP of Commercial Banking.

Exigences

Candidates must have 7-10 years of commercial banking experience and a post-secondary degree in Business. Proficiency in financial analysis, business lending, and MS Office software is required.

Avantages

• Group Benefits • Savings Plan • Professional Development • Career Growth Opportunities

Compétences indiquées

• Regulatory Compliance · Souhaitée
• Microsoft Excel · Souhaitée
• Microsoft Word · Souhaitée
• Analyse financière · Souhaitée

Autres compétences pertinentes

Relevées dans la description du poste. Confirmez les exigences importantes ci-dessus.

• Commercial Credit Underwriting
• Financial Analysis
• Risk Assessment
• Credit Structuring
• Due Diligence
• Portfolio Monitoring
• Pricing Models
• Microsoft Excel
• Microsoft Word
• Credit Presentation
• Regulatory Compliance
• Business Lending

Domaines d’emploi

• Finance & Accounting
• Management & Leadership
• Sales