Credit Manager-SME & Business Banking

Job Requirements About the Role The Credit Manager is responsible for managing a team and coordinating with the sales team to achieve the assigned area targets. This role involves direct interaction with customers to assess their creditworthiness, ensuring completion of verifications, and adhering to the company's credit policy. The Credit Manager must balance sales support with risk aversion, contributing to the broader organizational objectives of the bank. Key Responsibilities Primary Responsibilities Underwrite secured and unsecured loan proposals in accordance with established policies and procedures to meet agreed SLAs and manage business volumes. Supervise a team of credit underwriters and provide necessary guidelines. Conduct personal discussions with customers to assess creditworthiness. Control and reduce front-end delinquencies by contacting customers upon first presentation. Ensure completion of credit and KYC documentation, including telephonic, field, and collateral verifications. Coordinate with the sales team to achieve targets and ensure SLA compliance. Ensure adherence to credit policies and standards. Secondary Responsibilities Support the sales team with credit-related queries and documentation. Assist in training and mentoring junior credit staff. Participate in audits and ensure compliance with internal and external regulations. What We Are Looking For Education Graduate in any discipline. Experience 4-5 years of relevant years of experience in credit underwriting. Skills and Attributes Strong understanding of credit policies and procedures. Excellent communication and interpersonal skills. Ability to manage and guide a team effectively. Attention to detail and strong analytical skills. Customer-centric approach with a focus on risk management

The Credit Manager is responsible for underwriting secured and unsecured loan proposals while managing a team of underwriters. The role involves assessing customer creditworthiness and coordinating with the sales team to meet area targets and SLA compliance.

Candidates must be graduates in any discipline with 4-5 years of relevant experience in credit underwriting. Strong analytical skills and a deep understanding of credit policies and risk management are required.

Relevées dans la description du poste. Confirmez les exigences importantes ci-dessus.

• Credit Underwriting
• Risk Management
• Team Management
• Credit Policy Adherence
• KYC Documentation
• Analytical Skills
• Interpersonal Communication
• SME Banking
• Business Banking
• Loan Proposal Underwriting

• Finance & Accounting
• Management & Leadership
• Sales

Formation minimale

Baccalauréat

Expérience minimale

2+ ans

Langue de l’offre

anglais

Heures de travail

40 heures par semaine