Territory Manager-Personal Loan (Partner Business)

Résumé du poste

The Territory Manager is responsible for sourcing personal loans through various market channels such as DSAs, DSTs, and connectors. They must manage a high-quality loan portfolio while ensuring compliance with internal policies and regulatory guidelines.

Détails du poste

Job Requirements About the Role Territory Manager – Personal Loan (Partner Business) is responsible for sourcing personal loans through market channels such as DSAs (Direct Selling Agents), DSTs (Direct Sales Teams), Connectors, and existing partners. The role involves building and managing a high-quality loan portfolio while leading a team and maintaining strong relationships with channel partners. The incumbent must ensure compliance with internal policies and regulatory guidelines, balancing sales effectiveness with risk management to contribute to the bank’s broader objectives. Key Responsibilities Primary Responsibilities Source personal loan business from market channels including DSAs, DSTs, Connectors, and existing partners. Build and maintain a high-quality loan portfolio by minimizing delinquencies and rejections. Stay updated on retail asset products, operational processes, and current market trends. Identify evolving market dynamics and develop channels to acquire new business. Deliver high-quality customer service across all touchpoints. Secondary Responsibilities Recommend process and policy improvements within the Retail Banking function to enhance operational efficiency and service quality. Foster collaboration and effective communication across teams and stakeholders. Ensure strict adherence to organizational policies and regulatory guidelines. What We Are Looking For Education Graduate in any discipline (mandatory) Experience 2-5 years of experience in personal loans, specifically in connector/channel business Skills and Attributes Strong understanding of retail lending products and market practices Proven ability to manage and grow channel partnerships Excellent communication and relationship management skills Ability to lead teams and drive performance Customer-centric mindset with a focus on quality and compliance

Ce que vous ferez

The Territory Manager is responsible for sourcing personal loans through various market channels such as DSAs, DSTs, and connectors. They must manage a high-quality loan portfolio while ensuring compliance with internal policies and regulatory guidelines.

Exigences

Candidates must hold a graduate degree and possess 2-5 years of experience in personal loans or channel business. Strong skills in retail lending, relationship management, and team leadership are required for this role.

Compétences indiquées

• Service à la clientèle · Souhaitée
• Regulatory Compliance · Souhaitée
• Risk Management · Souhaitée
• Team Leadership · Souhaitée
• Business development · Souhaitée

Autres compétences pertinentes

Relevées dans la description du poste. Confirmez les exigences importantes ci-dessus.

• Personal loans
• Channel management
• Relationship management
• Retail lending
• Sales leadership
• Portfolio management
• Risk management
• Customer service
• Market analysis
• Regulatory compliance
• Business development
• Team leadership
• Market Dynamics
• Operational Efficiency
• Relationship Management
• Channel Partnership
• Effective Communication
• Customer Service
• Communication
• Retail Banking
• Direct Selling
• Loans
• Risk Management
• Market Trend
• Sales Effectiveness
• Balancing (Ledger/Billing)
• Lending Products

Domaines d’emploi

• Finance & Accounting
• Sales
• Management & Leadership
• Customer Service & Support
• Territory Partner
• Loan Administrator / Manager
• Credit and Loans Officers
• Loan Officers