Business Systems Analyst

We are seeking an experienced Business Systems Analyst (BSA) with strong expertise in Credit Risk, Expected Credit Loss (ECL), and Regulatory Reporting within the banking and financial services industry. The ideal candidate will act as a liaison between business and technology teams, driving requirements management, data analysis, system integration, testing, and regulatory compliance initiatives for risk and finance transformation programs. Key Responsibilities Business Analysis & Requirements Management Gather, analyze, document, and validate business and system requirements related to Credit Risk and ECL processes. Collaborate with Risk, Finance, Data Governance, Regulatory Reporting, and Technology teams to define business solutions. Translate business requirements into detailed functional and technical specifications. Facilitate stakeholder workshops, requirement reviews, and solution design sessions. Maintain end-to-end requirement traceability throughout the project lifecycle. Credit Risk & ECL Initiatives Support the implementation and enhancement of Expected Credit Loss (ECL) processes and systems. Work with stakeholders on key ECL components, including: Probability of Default (PD) Loss Given Default (LGD) Exposure at Default (EAD) Forward-Looking Information (FLI) Macro-Economic Scenarios Staging Assessment (Stage 1, Stage 2, and Stage 3) Partner with quantitative modeling teams to support model implementation and business requirements. Assess impacts of regulatory, accounting, and business changes on ECL processes and reporting. Data Analysis & Systems Integration Perform data analysis, data mapping, and gap assessments across multiple applications and platforms. Support data quality, reconciliation, and validation activities. Collaborate with technology teams on system integration and data transformation initiatives. Assist in defining business rules and data requirements for enterprise risk systems. Required Qualifications 7–10+ years of Business Analysis experience within Banking or Financial Services. Minimum 3+ years of experience supporting ECL (Expected Credit Loss) initiatives. Strong understanding of Credit Risk Management and Regulatory Reporting processes. Experience gathering and documenting business, functional, and system requirements. Strong analytical, problem-solving, and stakeholder management skills. Experience in large-scale data, risk, or finance transformation programs. Knowledge of SDLC, Agile, and Waterfall delivery methodologies. Excellent communication, presentation, and documentation skills.

The role acts as a liaison between Risk, Finance, and Technology to design and deliver solutions for the bank's Expected Credit Loss framework. Key duties include translating regulatory requirements into functional specifications and supporting the implementation of credit risk models.

Candidates need 7-10 years of business analysis experience in financial services, with at least 3 years specifically supporting ECL initiatives. Strong expertise in banking risk management, regulatory reporting, and large-scale systems transformation is required.

Relevées dans la description du poste. Confirmez les exigences importantes ci-dessus.

• Business Analysis
• IFRS 9
• Expected Credit Loss
• Credit Risk Modelling
• Regulatory Reporting
• Functional Specifications
• Data Integration
• Stakeholder Management
• Probability of Default
• Loss Given Default
• Exposure at Default
• Basel Framework
• OSFI Guidelines
• Model Governance
• Requirements Management
• Systems Transformation

• Finance & Accounting
• Data & Analytics
• Technology
• Management & Leadership
• Consulting

Expérience minimale

5+ ans

Langue de l’offre

anglais

Heures de travail

40 heures par semaine