Senior Specialist, Securitization Reporting & Insights (12 Month Contract)

About this opportunity At Meridian our aspiration is to integrate our purpose into everything we do for people, the planet, and communities. We believe that our greatest opportunity is to create opportunity and meet people where they are. Join Meridian as a Securitization Reporting & Insights Specialist and become a key contributor in monitoring, analyzing and strengthening the credit portfolio, through the lens of securitization parameters. In this dynamic role, you will be at the forefront of tracking and analyzing credit-based rules and limits applied to the residential mortgage portfolio, ensuring comprehensive oversight and actionable intelligence. Your responsibilities will centre on credit portfolio monitoring—identifying trends, recognizing data gaps, and recommending improvements to enhance portfolio quality and resilience. As part of the Credit Reporting & Analytics team, you will manage complex securitization reporting, develop sophisticated dashboards, and deliver insights that shape funding strategies across multi-billion-dollar programs. Leveraging your expertise in SQL, Power BI, data analytics, and technical skills, you will collaborate with Credit and Treasury leaders as well as external partners to maintain compliance, optimize portfolio performance, and drive innovation. If you are a CPA or CFA with a passion for problem-solving and a deep understanding of credit risk, this is your opportunity to make a substantial impact at one of Canada’s premier financial institutions. KEY RESPONSIBILITIES * Continuously monitor the residential mortgage portfolio, identifying emerging credit risks and recognizing opportunities for improvement through detailed analysis of data gaps and trends. * Maintain and update NHA MBS data tapes for all securitization programs, working closely with Treasury partners to ensure accurate and timely credit portfolio data. * Prepare and deliver securitization reporting (CMHC Appendix B, CMHC E2), focusing on credit portfolio eligibility and compliance. * Oversee program performance dashboards to track mortgage eligibility, analyse ineligible loans, and recommend remediation strategies based on credit insights. * Serve as the primary liaison for Treasury reporting requests, ensuring the delivery of timely, accurate, and insightful credit portfolio information. * Ensure compliance with all securitization reporting requirements, emphasizing robust credit portfolio monitoring. * Conduct trend analysis and scenario modelling to forecast credit portfolio performance and reinvestment needs, providing predictive analytics for liquidity and funding strategies. * Perform asset-level reviews, due diligence, and validate data integrity for CMHC and investor reporting, supporting strong credit governance. * Develop automation scripts in Python to enhance reporting efficiency and facilitate exploratory analysis of credit portfolio data. * Lead enhancements to SQL-based data architecture to support high-performance monitoring and analysis of large credit portfolios. * Provide insights for strategic initiatives, including new securitization structures and funding vehicles, informed by deep credit portfolio knowledge. Data Management & Regulatory Reporting * Materially enhance the quality of data points captured within the credit portfolio, supporting securitization requirements. * Maintain and update NHA MBS data tapes for all securitization programs. * Prepare and deliver mandatory reports (CMHC Appendix B, CMHC E2 report). * Validate data integrity for CMHC and investor reporting. Performance Monitoring & Analysis * Update and monitor program performance dashboards. * Identify eligible mortgages and analyze ineligible mortgages to recommend remediation strategies. * Perform trend analysis on mortgage eligibility and present insights to senior leadership. Treasury Liaison & Governance * Act as lead liaison for Treasury reporting requests. * Ensure compliance with OSFI, FSRA, and internal standards. * Prepare documentation for internal audit and regulatory bodies. Advanced Modeling & Strategic Support * Model securitization transactions and forecast reinvestment needs. * Perform cash-flow modeling and scenario analysis for funding strategies. * Support Treasury in capital adequacy and ICAAP reporting. Technology & Automation * Develop automation scripts in Python for reporting efficiency. * Build customized Power BI dashboards and leverage advanced Excel for analysis. * Enhance SQL-based data architecture for large datasets. Qualifications: * Undergraduate degree specializing in accounting, finance, or a STEM-related discipline. * CPA or CFA designation. * 3–5 years in securitization or treasury roles within a large financial institution. * Advanced SQL query development skills. * Python programming for automation and analytics (asset). * Expert knowledge of building customized Power BI dashboards (or similar BI tools). * Advanced Excel skills for complex analysis and modeling. * Knowledge of CMHC securitization programs (NHA MBS, CMB), OSFI capital adequacy guidelines, and governance frameworks. * Strong analytical skills, attention to detail, ability to communicate complex insights clearly to senior stakeholders. * Comfort learning and adopting new digital tools, with an openness to using AI‑enabled technology to enhance productivity, accuracy, and the Member experience. This role represents an existing vacancy. Internal candidates are being considered as part of our standard process. Salary Range: CAD $68,800.00 to $100,000.00 annually. Compensation for this role is based on a combination of skills, experience, and internal equity. Candidates with stronger alignment to the role’s requirements may be placed higher within the range. Your recruiter will share more information about our total rewards package during the hiring process. Office Location: St. Catharines Corporate Office, located at 75 Corporate Park Drive, St. Catharines, ON. This is a hybrid work opportunity. Meridian has a remote work policy that allows flexibility for employees to work remotely but also requires regular time in the office for purposeful meetings to collaborate, innovate and build effective relationships with your team, your colleagues and your leader which is very important to us. What's in it for you? * We have an inclusive and collaborative working environment that encourages creativity, curiosity, and celebrates success * We provide you with the tools and technology needed to delight your candidates and clients * You'll get to work with and learn from diverse industry leaders * Hybrid work arrangements with in-person office time to collaborate, innovate and build relationships with your colleagues * This isn't your typical "corporate" job. We work hard and we have fun! Build the Future of Banking with Us At Meridian, we’re not just adapting to the future—we’re shaping it. We see talent as a catalyst for sustainable growth, community impact, and future-readiness. As the financial landscape evolves, we’re looking for team members who bring: * Embedding & leveraging technology – Confidence and willingness to learn and integrate AI and emerging technologies into new ways of working. Experience with low/no code tools like the Microsoft Power Platform and generative AI productivity tools like Microsoft Copilot is considered an asset * Critical Thinking – The ability to analyze, evaluate and interpret information from various sources and apply logic and problem solving to make decisions. * Data Driven– Leverage data and insights to identify, prioritize and improve member experience and business efficiency. * Curiosity & Flexibility – Comfortable navigating and embracing change and uncertainty, ask more questions, explore more options. Continuously learn and grow. Who we are: Meridian is Ontario’s largest credit union, and second largest in Canada, helping to grow the lives of our more than 380,000 Members. Meridian has more than 80 years of banking history and is 100% owned by its members. With 87 retail branches and 15 Business Banking Centers across Ontario and $ 32B in assets under management, Meridian offers a full range of financial products and services to its retail, business banking and wealth members. With over 2200 employees and corporate offices located in Toronto and St. Catharines, Meridian has a track record of creating and delivering innovative new offerings and is committed to investing in the communities that we serve. Our plan is to build on our momentum as we deliver on our purpose - helping our members achieve their best life. Find our story here: About Meridian [https://www.meridiancu.ca/About-Meridian.aspx] Experience the Difference! Meridian committed to promoting an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to employing a workforce that reflects the diversity of our communities and Members in which we live and serve. Qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, gender expression, or disability. Please note that due to the volume of applications, only those under consideration will be contacted for an interview. Thank you for your interest in Meridian Credit Union. Follow us on Twitter at @MeridianCareers [https://twitter.com/MeridianCareers] Connect with us on LinkedIn [https://www.linkedin.com/company/meridian-credit-union/] Meridian only posts jobs on our official Careers Site, LinkedIn, and Indeed. If you find a Meridian job posting on any other site, please verify it by ensuring it directs back to our official career page. Meridian never asks candidates to apply through third‑party links that do not redirect to our Careers portal (UltiPro). For more tips on how to protect yourself from job scams visit Protect yourself from job scams | Meridian [https://www.meridiancu.ca/about-meridian/security-centre/common-scams/job-scams]. #LI-TJ1 #LI-HYBRID

The specialist will monitor and analyze the residential mortgage portfolio to ensure compliance with securitization parameters and regulatory requirements. They will also develop dashboards, automate reporting processes, and provide actionable insights to support funding strategies.

Candidates must hold an undergraduate degree in accounting, finance, or a STEM discipline along with a CPA or CFA designation. A minimum of 3-5 years of experience in securitization or treasury roles within a large financial institution is required.

• Inclusive and collaborative working environment • Hybrid work arrangements • Professional development opportunities

• SQLSouhaitée
• Power BISouhaitée
• PythonSouhaitée
• Microsoft ExcelSouhaitée

Relevées dans la description du poste. Confirmez les exigences importantes ci-dessus.

• SQL
• Power BI
• Python
• Credit risk
• Securitization
• Treasury reporting
• Data analytics
• Financial modeling
• CMHC reporting
• NHA MBS
• Scenario modeling
• Regulatory compliance
• Asset-level review
• Data integrity
• Portfolio monitoring
• Excel
• Credit Risk
• Microsoft Copilot
• No-Code Development Platform (NCDP)
• Generative Artificial Intelligence
• Curiosity
• UltiPro (HRIS Software)
• Microsoft Power Platform
• Willingness To Learn
• Emerging Technologies
• Resilience
• Analytical Skills
• Accounting
• Artificial Intelligence
• Data Analysis
• Automation
• Financial Institution
• Business Intelligence
• Commercial Banking
• Dashboard
• Business Efficiency
• Management
• Capital Requirements
• Investments
• Certified Public Accountant
• Chartered Financial Analyst
• Communication
• Mortgage Loans
• Creativity
• Credit Reports
• Critical Thinking
• Data Architecture
• Data Integrity
• Data Management
• Due Diligence

• Finance & Accounting
• Data & Analytics
• Technology
• Management & Leadership
• Securitization Analyst
• Unclassified Specialized Occupation

Formation minimale

Diplôme professionnel

Expérience minimale

2+ ans

Langue de l’offre

anglais

Heures de travail

40 heures par semaine