Financial Services Officer

Résumé du poste

The Financial Services Officer provides personalized financial advice, education, and lending solutions to help members manage their day-to-day banking and long-term financial goals. They are responsible for assessing loan applications, ensuring policy compliance, and promoting various deposit and investment products.

Détails du poste

Financial Services Officer Branch Location: Wellington to O'Leary, PEI At Provincial Credit Union, we’re more than a financial institution - we’re a people-first, purpose-driven organization, proudly recognized as one of Canada’s Top 100 Employers for 2026. Guided by our IMPACT values, we’re committed to creating an exceptional employee experience where every team member feels supported, valued, and empowered. At Provincial Credit Union, we do more than banking - we empower our members to thrive. Our team provides trusted financial advice, education, and planning that make a real difference in our communities. As a Financial Services Officer, you’ll play a key role in helping members navigate life’s big financial decisions. From lending solutions to savings and retirement planning, you’ll be a trusted partner in their financial journey. In this role, you’ll: Provide one-on-one financial education and advice to members on day to day banking, loans, investments, and deposit products. Meet with members (in person or digitally) to understand their needs, gather financial data, and guide them toward the best solutions. Assess applications by analyzing creditworthiness, determining loan feasibility, setting credit limits, and approving or declining loans within your lending authority. Ensure all loan agreements are complete, accurate, and compliant with policies and guidelines. Promote and recommend deposit products such as term deposits, RRSPs, RESPs, RRIFs, and LIFs, or refer to our Financial Planning partners when appropriate. What You Bring Education: Post-secondary education in Business, Finance, or a related field (or equivalent experience). Experience: Previous experience in lending, financial services, or a member-focused advisory role. Skills & Abilities: Strong analytical skills, attention to detail, and the ability to build trust and lasting relationships with members. Bilingual (French/English): Fluency in both French and English is considered an asset. Ability to travel between Wellington and O'Leary branches as needed. Why You’ll Love It Here: We believe our employees deserve the same outstanding care we give our members. That’s why we offer: A People-First Culture: Join a supportive team that values collaboration, positivity, and community impact. Competitive Pay & Bonus Program: Market-aligned salary plus the opportunity for annual bonuses. Comprehensive Benefits: Health and dental coverage, sick time, and a Defined Contribution Pension Plan & Group Retirement Savings Plan with up to 9% employer contribution. Work-Life Balance: Three weeks’ vacation, plus four personal days and two volunteer days each year. Career Growth: Tuition reimbursement, training opportunities, and career progression pathways. Extra Perks: Annual fitness and clothing allowance, reduced employee loan and mortgage rates, and no service fees on banking transactions. Salary Range: $53,233 - $62,628. Additional Information: Bondability Requirement: Candidates must be bondable under a fidelity bond policy (includes a criminal and credit check). Closing Date: September 27th, 2026. Diversity & Inclusion At Provincial Credit Union, we’re committed to creating an inclusive and equitable workplace. We welcome applications from all qualified individuals, and accommodations are available throughout the recruitment process.

Ce que vous ferez

The Financial Services Officer provides personalized financial advice, education, and lending solutions to help members manage their day-to-day banking and long-term financial goals. They are responsible for assessing loan applications, ensuring policy compliance, and promoting various deposit and investment products.

Exigences

Candidates must have post-secondary education in Business, Finance, or a related field, or equivalent experience. Previous experience in lending, financial services, or a member-focused advisory role is required.

Avantages

• Health insurance • Dental coverage • Defined contribution pension plan • Group retirement savings plan • Paid sick time • Vacation • Personal days • Volunteer days • Tuition reimbursement • Fitness allowance • Clothing allowance • Reduced employee loan rates • Reduced mortgage rates • No service fees on banking

Compétences indiquées

• Service à la clientèle · Souhaitée
• Souci du détail · Souhaitée
• Compliance · Souhaitée
• Relationship Building · Souhaitée

Autres compétences pertinentes

Relevées dans la description du poste. Confirmez les exigences importantes ci-dessus.

• Financial advice
• Lending solutions
• Credit analysis
• Investment planning
• Retirement planning
• Customer service
• Analytical skills
• Attention to detail
• Relationship building
• Financial education
• Loan feasibility assessment
• Compliance
• Bilingualism
• Financial Advising
• Loan Agreements
• Positivity
• Bilingual (French/English)
• Planning
• Analytical Skills
• Financial Institution
• Corporate Finance
• Investments
• Mortgage Loans
• Financial Services
• Financial Data
• Financial Education
• Financial Planning
• Loans
• Relationship Building
• Retirement Planning
• Detail Oriented

Domaines d’emploi

• Finance & Accounting
• Customer Service & Support
• Retail
• Financial Services Officer
• Financial Services Representative
• Technical and Medical Sales Professionals (excluding ICT)
• Securities, Commodities, and Financial Services Sales Agents