Vault Credit CorporationSource d’offres vérifiée

Default Recovery Officer

Offre en anglais

Toronto, ON
Hybride
Publié 12 sept. 2026
1 poste

Ouvre un site externe

Connectez-vous pour enregistrer ce poste

Type d’emploi: Temps plein
Niveau d’expérience: Intermédiaire · 2+ ans
Formation minimale: Baccalauréat
Langue de l’offre: anglais
Heures de travail: 40 heures par semaine

Résumé du poste

The Default Recovery Officer will manage mortgage default scenarios by coordinating with stakeholders and assisting in the legal enforcement process. Responsibilities include preparing financial statements, maintaining accurate file documentation, and communicating with borrowers to facilitate repayment.

Détails du poste

Mortgage finance company is looking for a Default Recovery Officer to work with external and internal stakeholders to remedy various mortgage default scenarios and assist in the legal enforcement process. Candidate must demonstrate good organizational skills and be efficient and accurate. Required Skills and Responsibilities Prepare a Discharge Statement or Statement of Arrears for the legal team or Manager by reviewing funds received on the file and ensuring all costs up to date in the system. Order and/or co-ordinate occupancy inspections on properties. Verbal and written communications with Property Managers, Lawyers, and other stakeholders; provide documentation and accurate information as required. Keep files updated with detailed notes, invoices, documents, and deadlines according to the standard operating procedures of the company. Communicate with Borrowers via call, text and email to set up repayment for missed mortgage payments, property tax payments and/or condominium fee payments. Accurate, thorough, and timely completion of assigned duties, with specific attention to detail as it relates to data entry and numerical values. Work independently and within a team to ensure service levels met. Flexible and supportive of taking on other tasks as Management may request. Strong computer skills, including proficiency in Microsoft Office and Excel applications, Outlook, and ability to learn new software systems. Participate in assigned duties that support the management of the Legal portfolio, allowing individuals and the team to meet set out targets and objectives. Able to achieve exceptional results day to day, while maintaining high ethical standards and compliance with all policies and legislation. Strong written and oral communication skills are essential. Provide timely response to team members requests for assistance. Acts in accordance with the company’s core values, Code of Conduct and all internal policies and standards. Engages in the highest standard of business conduct and ethics. Requirements 2 years of collections and legal experience preferred. Mortgage experience an asset. Post-secondary degree or diploma in Administration, Business, Economics, Finance or equivalent work experience preferred. Knowledge of contract terms and other contract documentation an asset. We thank all interested candidates, however, due to the volume of applications received, only those candidates selected for interviews will be contacted. Vault Mortgage Corporation is committed to creating a diverse environment and is proud to be an equal opportunity employer. Upon request, Vault Mortgage Corporation will provide reasonable accommodation during the recruitment and selection process. Should you require accommodation, please advise.

Ce que vous ferez

Exigences

Candidates should have at least 2 years of experience in collections and legal environments, with mortgage industry experience considered an asset. A post-secondary degree or diploma in a relevant field such as Business, Finance, or Economics is preferred.