Senior Credit Analyst

Crédit Agricole CIB (CA-CIB) Canada is the home of Crédit Agricole CIB Canada Branch and Crédit Agricole Services & Operations. The Canada Branch has offices in Montreal and Toronto providing financial services to Canadian Financial Institutions, Banks, Pension Funds & SSA and to large Canadian headquartered international corporations. Crédit Agricole Services & Operations is hosting a part of all Crédit Agricole CIB’s support functions, from KYC, Back Offices, Risk, IT, Legal or Finance supporting our growing operations in the Americas and complementing our European and Asian operations platforms in a “follow the sun” approach. When you join CA-CIB Canada, you are joining a certified Great Place to Work employer, and a highly engaged workforce Summary: Responsible for processing credit requests and annual reviews with a primary focus on Power, Oil and Gas, Commodities Finance. Key responsibilities: Preparation of the credit application and credit analysis based on requests received from the Front Office in view of issuing an independent risk opinion: Assessment of the creditworthiness of the borrower based on analysis of sector trends and drivers, market positions, peer comparison, financial statements and financial projections when applicable. Assessment of the transaction, the legal structure, terms and conditions. Assign the adequate Basel risk parameters (including rating, LGD). Submission of files to NY Credit Committee and present the risk opinion. Frequent interaction with the various Front Office teams to organize the deal pipeline, discuss the risks of the transaction and mitigants, the commercial strategy and profitability. Active coordination with RPC HO to answer any inquiries for additional information/explanations, follow-up on rating validations, and communicate credit issues and trend as appropriate. Active monitoring of the sectors and portfolios covered, and communication to senior management locally and in HO as appropriate; contribute to and attend Early warning and SAR meetings. Assist in any internal or external audit assessments (FRB, SNC, IG), contribute to the USRC, to portfolio reviews, loan reviews, or special projects as needed. May also be asked to analyze counterparties in other sectors depending on workloads. Key Internal contacts: Local RPC teams (Counterparty Risk, Market Risk, Admin-Monitoring and Projects) Local Front Office teams (ITB, GCF, CIB) Home Office RPC SCS and Front Office Loan Review Minimal education level Bachelor Degree / BSc Degree or equivalent Experience 10+ years of credit experience at a bank and/or a credit rating agency Required skills Analyze and summarize credit information Make presentations to Credit Committee and other constituents as needed Cooperate with local and international teams Prioritize workload effectively Be proactive, work independently and solve problems Work towards the goals highlighted in CACIB’s strategy Be flexible to changing environments Credit analysis, financial modelling, legal documentation Microsoft Office suite Verbal and written communication skills in English and French required (You will need to service Anglophone clients and work with Anglophone colleagues)

Responsible for processing credit requests and annual reviews with a focus on Power, Oil and Gas, and Commodities Finance. This includes assessing borrower creditworthiness, assigning Basel risk parameters, and presenting risk opinions to the Credit Committee.

Requires a Bachelor's degree and over 10 years of credit experience at a bank or credit rating agency. Proficiency in both English and French is required to service diverse clients and colleagues.

Relevées dans la description du poste. Confirmez les exigences importantes ci-dessus.

• Credit Analysis
• Financial Modelling
• Legal Documentation
• Microsoft Office Suite
• English Communication
• French Communication
• Risk Assessment
• Basel Risk Parameters
• Sector Analysis
• Financial Projections
• Portfolio Monitoring
• Presentation Skills

• Finance & Accounting
• Management & Leadership
• Energy
• Consulting

Formation minimale

Baccalauréat

Expérience minimale

10+ ans

Postuler avant le

29 août 2026

Langue de l’offre

anglais

Heures de travail

40 heures par semaine

Niveau d’expérience

Director