Sr. Commercial Credit Analyst

Parkside Financial Bank & Trust started in 2007 with four professionals and one big goal: to make business banking and wealth management more personal, more insightful, and more responsive. Today, we’re an independent partner for successful families and privately held businesses, bringing together banking, commercial lending, trust, and family office services in one place. From St. Louis to Denver to Bedford, we’ve grown with our clients to $1.1 billion in Bank assets and approximately $3.9 billion in Trust & Family Office assets under management. We’ve also been recognized as a Top Workplace in St. Louis for five consecutive years thanks to a team that’s Smart, Likeable, Entrepreneurial, and Dependable. If you like doing great work with great people, you’ll fit right in. Why Parkside? We are a fast-growing, high-trust team where you’ll do real work, learn quickly, and be genuinely valued. We are seeking a highly motivated and analytical professional to support the commercial lending function for our banking division. The Sr. Commercial Credit Analyst will focus on underwriting and ongoing credit analysis across CRE, C&I, and private equity-backed transactions, while ensuring compliance with loan policy and regulations. A bachelor’s degree is required, along with 3 years of experience working in commercial credit. RESPONSIBILITIES: * Perform detailed financial statement analysis and spreading using LoanVantage * Evaluate creditworthiness across CRE, C&I and Private Equity-backed transactions * Prepare comprehensive credit memos for new loans, renewals and modification requests * Collaborate with Relationship Managers on deal evaluation and structuring * Monitor loan portfolios, including renewals, covenant compliance and risk ratings * Engage appraisers for CRE deals and review appraisals ordered * Ensure adherence to loan policy and regulatory requirements; identify and escalate emerging risks proactively * Participate in Loan Committee meetings and present analysis as needed * Maintain documentation and support credit-related projects and reporting QUALIFICATIONS: * 3 years of commercial credit analysis experience * Bachelor’s degree or required; finance, accounting or economics majors preferred * Experience with CRE, C&I and Private Equity sponsored-backed transactions preferred * Proficiency in technology, including Microsoft applications * Strong financial statement analysis and cash flow modeling skills * Experience preparing credit memos and underwriting recommendations KEY COMPETENCIES: * Strong analytical and critical thinking skills * Ability to assess risk and interpret complex financial data * High attention to detail and organization * Ability to manage multiple priorities and deadlines * Strong written and verbal communication skills * Demonstrated ownership and independent decision-making * Willingness to learn and contribute to company’s financial growth and profitability EMPLOYEE BENEFITS: Parkside is proud to offer competitive benefits for all our employees, including: * Competitive salary with bonus * Medical, dental, and vision insurance * 401k Plan + Employer Match * Employee Stock Options * Paid 4 Week Sabbatical Program, including $5,000 for travel, with every 5 years of employment * 12-week Paid Maternity Leave * Tuition Reimbursement * Employee charitable giving support * Company-paid parking & more! Base compensation for this position in Denver is expected to range from $85,000-$110,000 annually. Actual starting pay will be determined based on relevant experience, qualifications and market considerations. Additional compensation to include variable compensation bonus and comprehensive benefits package. Parkside Financial Bank & Trust provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. We are committed to providing an inclusive workplace that accommodates the diverse needs of all individuals. If you require any accommodations during the application process or while employed, please inform us so we can provide suitable assistance and modifications. All employment offers are contingent until applicant successfully completes all necessary background checks and drug screens.

The role focuses on underwriting and ongoing credit analysis for CRE, C&I, and private equity-backed transactions. Responsibilities include preparing credit memos, monitoring loan portfolios, and ensuring compliance with loan policies and regulations.

A bachelor's degree and at least 5 years of commercial credit experience are required. Proficiency in financial statement analysis and experience with various commercial loan types are preferred.

• Competitive Salary With Bonus • Medical Insurance • Dental Insurance • Vision Insurance • 401k Plan With Employer Match • Employee Stock Options • Paid 4 Week Sabbatical Program • 12-week Paid Maternity Leave • Tuition Reimbursement • Employee Charitable Giving Support • Company-paid Parking

• Microsoft OfficeSouhaitée

Relevées dans la description du poste. Confirmez les exigences importantes ci-dessus.

• Financial Statement Analysis
• Credit Underwriting
• Cash Flow Modeling
• LoanVantage
• Risk Assessment
• Credit Memo Preparation
• CRE Underwriting
• C&I Underwriting
• Private Equity Transactions
• Portfolio Monitoring
• Covenant Compliance
• Microsoft Office

• Finance & Accounting
• Management & Leadership

Formation minimale

Baccalauréat

Expérience minimale

5+ ans

Langue de l’offre

anglais

Heures de travail

40 heures par semaine